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Car Loans Atlanta, Georgia

Along with our leading Atlanta inventory of used cars, we provide car loans to our customers. We deal with many lenders to get you the lowest rate possible on your used car loan.

You can apply for a car loan in Atlanta right now by completing our secure application form. If you'd like to contact us first you can use the form below, call us at 866-641-0811, or come by the dealership at 5855 Peachtree Ind Blvd, Atlanta, GA. We'll be happy to answer any questions you may have on the process of financing your used vehicle of choice.

Visit our financing specials page to see if we're running and specials to get you an even better rate.

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Financing Navigation

Contact Information

Jim Ellis Pre-Owned SuperCenter

5855 Peachtree Industrial Blvd.

Atlanta, GA 30341
workSales:
866.641.0811

Finance FAQ

Check out our online finance FAQ section for important information regarding car lease and loan characteristics.

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.